Tokenized debt. Real enforcement.
Finanzer structures, tokenizes, and distributes private credit, trade finance, corporate bonds, and project financing—backed by SPV legal frameworks and DAO governance. Built for institutional capital.
View current SPV offerings, yields, and risk profiles.
Trillions in debt. Stuck in systems built for fax machines.
Global private credit sits at over $1.7 trillion. Trade finance alone is $5.2 trillion annually. Yet most of it still moves through fragmented banking infrastructure: paper-based documentation, opaque SPVs, manual compliance checks, and recovery processes that take years when deals go wrong.
Funding takes weeks, not days.
Traditional banks require 30–90 days to structure and fund a trade finance deal. For project financing, it can take 6+ months. Capital sits idle while paperwork loops between intermediaries.
No secondary market.
Once you’re in a private credit position, you’re locked in. Institutional investors can’t rebalance, exit early, or trade positions without bespoke bilateral negotiations.
Defaults disappear into legal black holes.
When a borrower defaults on a traditional facility, recovery is ad hoc. No standardized enforcement. No transparent governance. Average recovery on unsecured private credit: roughly 40 cents on the dollar.
How It Works
From origination to enforcement—one platform.
Origination & Verification
Suppliers submit letters of credit, invoices, or project contracts. AI verification cross-checks documents against issuing banks, counterparty data, and compliance databases.
SPV Structuring & Tokenization
Each deal is wrapped in a legally compliant SPV. ERC-3643 security tokens represent fractional ownership with built-in compliance logic.
Distribution & Funding
Institutional investors browse active SPV offerings, review risk scores and deal documentation. Average time from submission to funding: 5–7 business days.
Secondary Trading
SPV tokens trade on the secondary market. Investors can exit positions or rebalance portfolios without bilateral negotiations.
Enforcement & Recovery
Pre-assigned legal firms initiate recovery through DAO-governed proceedings. 80% recovery rate on defaulted positions.
Asset Classes
Five asset classes. One platform.
Trade Finance
LiveLC discounting, Assignment of Proceeds, and invoice financing. AI verification of shipping documents, bills of lading, and bank confirmations.
Typical Yield
6–9%
annualized
Proof, Not Promises
Faster Funding
Than traditional bank-structured deals
Average Yield
On equity-backed instruments
Recovery Rate
On defaulted positions via DAO enforcement
Single Deal
Middle East project at 11% yield
Built for Every Side of the Deal
Whether you're funding, originating, verifying, or enforcing—Finanzer has your workflow.
Investors
Browse SPV token offerings. Review risk scores, projected yields, and deal documentation. Trade positions on the secondary market.
Start InvestingSuppliers
Submit LCs and invoices. Upload supporting documents for AI verification. Receive discounted funding in 5–7 days, not 30–90.
Submit a DealBuyers
Manage letters of credit. Approve financing for your supply chain. Get visibility into counterparty status in real time.
Manage Your LC PipelineVerifiers
Accept document review assignments. Access AI-assisted verification tools. Submit confirmations that trigger deal progression.
Join as a VerifierLegal Firms
Pre-register for SPV assignment. Upload legal opinions. Manage default proceedings through DAO-governed workflows.
Partner With FinanzerInfrastructure
Infrastructure That Doesn't Ask You to Trust It
Finanzer uses verifiable infrastructure to remove the need for trust entirely.
ERC-3643 Security Tokens
Compliant by design—transfer restrictions, investor whitelisting, and automated distribution logic baked into the token contract.
AI Document Verification
Machine learning models trained on trade finance documents, project contracts, and bank instruments. Cross-references issuing banks and compliance databases.
Chainlink Oracles
External data feeds for project milestone verification, equity price monitoring, and bank confirmation validation.
On-Chain Escrow
Funds held in smart contract escrow until verification conditions are met. Milestone-based releases for project finance.
Omnichain Support
Operate across multiple blockchain networks for global institutional access. No single-chain lock-in.
Fireblocks Custody
Institutional-grade asset custody with multi-signature security and insurance coverage.
Compliance
Compliance as Architecture, Not Afterthought
MiCA-Compliant from Day One
European regulatory alignment for crypto-asset services, including tokenized securities distribution.
KYC/AML via Sumsub
Automated identity verification for all platform participants. Qualified investor checks enforced at the token level.
Multi-Jurisdiction SPVs
Legal structures adapted for US, European, Middle East, Turkish, and Chinese markets.
SEC Considerations
Equity-linked instruments structured with US regulatory requirements in mind.
In Practice
€10M tokenized in a single Middle East project deal.
A Middle East energy project required infrastructure financing with milestone-based disbursements. Traditional banking channels quoted 4–6 months to structure. Finanzer tokenized the deal through an SPV, distributed tokens to qualified institutional investors, and delivered 11% yield with on-chain milestone verification.
Yield
Tokenized
Funding Time
Governance
Governance That Protects Capital
Vote on Recovery Strategies
When a deal defaults, token holders vote on proposed recovery paths—from restructuring to full legal enforcement.
Transparent Treasury
Insurance reserves, fee allocations, and governance fund balances visible on-chain.
Proposal System
Any participant can submit governance proposals for parameter changes, new deal types, or policy updates.
Debt markets are moving on-chain. The question is whether you're structuring the deals or watching from the sidelines.
Available for institutional investors, originators, and legal partners.