For Investors
Institutional-grade debt exposure. On-chain liquidity.
Finanzer gives qualified institutional investors access to tokenized private credit, trade finance, corporate bonds, and project financing—structured through legally compliant SPVs, scored by AI, and tradeable on a secondary market. This isn't DeFi yield farming. It's real debt, real enforcement, real infrastructure.
How to Invest
Five steps from onboarding to maturity
Qualify & Onboard
Complete KYC/AML verification through Sumsub. Finanzer serves qualified institutional investors only—no retail. Verification typically completes within 24 hours.
Browse Active Deals
Access the deal pipeline from your investor dashboard. Each deal includes: asset type, yield projection, maturity, risk score, SPV documentation, legal opinions, and verification reports. Filter by asset class, geography, yield range, or risk tier.
Commit Capital
Select a deal and commit capital. Funds are held in on-chain escrow until the deal's funding target is met. If the target isn't reached, funds are returned automatically.
Hold or Trade
Once funded, SPV tokens appear in your portfolio. Earn yield as the underlying instrument generates cash flows. Trade positions on the secondary market to rebalance or exit.
Distributions & Maturity
Coupon payments and principal repayments flow automatically through the token contract. At maturity, your tokens are redeemed and capital is returned to your on-chain wallet.
Risk Management
Risk & enforcement
AI Risk Scoring
Every deal receives an AI-generated risk assessment covering borrower creditworthiness, collateral valuation, and market conditions.
Insurance Integration
Euler Hermes coverage available for trade credit and project risks.
Legal Enforcement
Pre-assigned legal firms. DAO-governed recovery proceedings. 80% recovery rate on defaulted positions.
Transparent Documentation
Full SPV documentation, legal opinions, and verification reports available before you invest.
Yield Overview
Indicative yields by asset class
| Asset Class | Indicative Yield | Duration | Status |
|---|---|---|---|
| Trade Finance | 6–9% | 30–180 days | Live |
| Private Credit | 8–12% | 6–24 months | Live |
| Corporate Bonds | 5–8% | 1–5 years | Live |
| Project Finance | 9–13% | 2–10 years | Q3 2026 |
| Equity-Backed | 10–15% | w/ conversion | Q4 2026 |
Real yield. Real assets. Institutional infrastructure.
Debt markets are moving on-chain. The question is whether you're structuring the deals or watching from the sidelines.
Available for institutional investors, originators, and legal partners.