Trade Finance

Get paid on your letter of credit in days, not months.

Finanzer tokenizes trade finance instruments and uses AI to verify shipping documents, bank confirmations, and invoices. On-chain settlement replaces manual reconciliation.

The Problem

Trade finance is stuck in 1970.

A confirmed letter of credit from a top-tier bank should be as liquid as a treasury bill. Instead, suppliers wait 90 to 180 days for payment while documents shuttle between banks, brokers, and insurers.

Every intermediary adds cost, delay, and opacity. By the time funds arrive, the supplier has already borrowed at punitive rates to cover the gap.

Finanzer replaces this chain of trust with verifiable infrastructure. AI reads the documents. Smart contracts route the funds. Investors get transparent, short-duration yield.

Products

How Finanzer Handles It

Letter of Credit Discounting

Convert confirmed letters of credit into immediate liquidity. AI verification validates issuing bank, confirmation status, and documentary compliance before tokenization.

  • AI verification of LC authenticity and bank confirmation
  • Same-day liquidity against confirmed LCs
  • On-chain settlement with automated maturity tracking

AI Verification

What Gets Verified

Every document is verified by AI before tokenization. No manual review bottlenecks.

Letters of Credit

Issuing bank validation, confirmation status, and SWIFT message verification.

Bills of Lading

Carrier authentication, port-to-port tracking, and document consistency checks.

Commercial Invoices

Line-item verification, pricing cross-reference, and buyer approval status.

Certificates of Origin

Country of origin validation, trade agreement eligibility, and sanctions screening.

Insurance Certificates

Coverage verification, policy validity, and claims history analysis.

Suppliers

Access working capital without waiting 90-180 days for payment. Tokenize your receivables and get funded within days.

Apply as Originator

Buyers

Extend payment terms without straining supplier relationships. On-chain escrow ensures transparent settlement for both parties.

Explore Structures

Investors

Invest in verified, short-duration trade finance assets with transparent risk profiles and AI-scored credit data.

View Active Deals

Debt markets are moving on-chain. The question is whether you're structuring the deals or watching from the sidelines.

Available for institutional investors, originators, and legal partners.