Private Credit & Bonds
Private credit with built-in liquidity and enforcement.
Tokenized lending facilities and corporate bonds with SPV-backed structures, AI-driven risk scoring, and smart-contract enforcement. From origination to recovery.
Private Credit
Tokenized lending facilities with SPV-backed enforcement. Structured for institutional investors who need liquidity, transparency, and verifiable risk data.
Liquidity
Tokenized credit positions can be traded on secondary markets. Investors exit without waiting for maturity. Continuous price discovery replaces opaque OTC markets.
Tranching
Senior, mezzanine, and equity tranches with automated waterfall distribution. Each tranche is a separate token class with distinct risk/return profiles.
Enforcement
Smart-contract-triggered enforcement with jurisdictional legal bridges. Automated default detection, collateral seizure, and recovery distribution.
Corporate Bonds
Primary issuance and secondary trading of tokenized bonds. ERC-3643 compliance with built-in transfer restrictions and automated coupon distribution.
Primary Issuance
Issue tokenized bonds with automated subscription, allocation, and settlement. Book-building and pricing on-chain.
Secondary Trading
ERC-3643 tokens trade on compliant secondary markets with transfer restrictions enforced at the protocol level.
Coupon Distribution
Automated coupon payments routed to current token holders. No record date delays or intermediary settlement.
Risk Intelligence
AI-Powered Risk Scoring
Every credit instrument on Finanzer is scored across three dimensions using proprietary AI models.
Cash Flow Analysis
AI models analyze historical and projected cash flows from the borrower. Revenue stability, seasonal patterns, and concentration risk are scored against default probability models.
Collateral Valuation
Real-time and periodic collateral valuation using market data feeds, appraisal records, and comparable transaction analysis. LTV ratios monitored continuously.
Recovery Probability
Expected recovery rates modeled using jurisdiction-specific enforcement data, collateral type, and historical recovery outcomes from comparable defaults.
Debt markets are moving on-chain. The question is whether you're structuring the deals or watching from the sidelines.
Available for institutional investors, originators, and legal partners.